Ant Insurance - Preston, United Kingdom

Ant Insurance is now a trading name of Garratts Insurance Brokers Limited, we are permitted by the Financial Conduct Authority to arrange general insurance contracts. Please see our FCA Status Page for more information.
We began trading in early 2000, pioneering internet based standalone Mortgage Protection and Loan Protection via our trading name of FreeInsuranceuk.com and offering the consumer an alternative to high priced high-street policies.
We prided ourselves on keeping a small, tight-knit company and listening to our customers needs and by doing so began to understand that they wanted greater flexibility and choice.
We worked exclusively with a new underwriter to create an Income Protection Insurance (ASU) policy that provided the innovative and unique option of 3 and 6 month  

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benefit periods to combine with the industry standard of 12 and launched these products on the Ant Insurance website in June 2006.
We received the What Mortgage Magazine Insurer of the Year Award for 2007 and 2008 and regularly topped the Defaqto and FSA tables as the cheapest provider of payment protection; but we have never compromised the quality of our cover to maintain these premiums.
The "credit crunch" in late 2008 caused underwriters and brokers to re-evaluate their products. We therefore searched the market in an effort to offer our customers not only value for money but an excellent product. In March 2009 we launched a highly competitive Mortgage Protection Insurance followed in May 2009 by an Income Payment Protection Insurance both underwritten by certain underwriters at Lloyds of London. In doing so we continued our history of bringing affordable but comprehensive cover to the payment protection internet market.